Course Category: Single Courses

HOA Liens 101: How “Super” is Super Priority? – 2 Credits

Their “super” status makes Homeowners Association liens a particular source of confusion and frustration for mortgage servicers and their attorneys. This course covers related processes and best practices.

About the Authors:

Jane Bond is an experienced managing partner at McCalla Raymer Leibert Pierce with a demonstrated history of working in the practice of law focusing on real property. She is skilled in default, litigation management, mediation, trial practice, and foreclosure related issues. Bond is a strong legal professional graduated from Michigan State University and Western Michigan University College of Law.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Title Defects in Foreclosure – 2 Credits

Defects in the chain of title can have a devastating effect on the mortgage servicer’s ability to recover an asset associated with a nonperforming loan. The course will discuss the current issues complicating the picture and give practical insights on avoiding the pitfalls that affect the marketability of title.

About the Author:

Ryan Hertzel is a partner at the law firm Schiller, Knapp, Lefkowitz & Hertzel. Her areas of expertise include foreclosure, loss mitigation and collections. Clients rely on Schiller, Knapp, Lefkowitz & Hertzel as their advisor and counsel on complex and sensitive cases, as well as for practical and effective solutions to their day to day needs.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

The Ethical Considerations in Financial Service Legal Practice – 3 Credits

Ethics must be at top of mind for all legal practitioners. What are the policies and procedures that your firm should put in place to safeguard against ethical breaches?

About the Author:

Kathryn Moorer is an Associate Attorney at Wright, Finlay & Zak, LLP. Her specialties include constitutional law, Habeas Corpus, and evidence. Moorer aims to provide her clients with quality, cost-effective legal services and works diligently to reach informal resolutions through early settlement when possible, and she has also successfully litigated hundreds of civil cases.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Advanced Foreclosure Practice – 2 Credits

Go deeper into the legal and process issues that affect a mortgage servicer’s ability to assert their position in a property.

About the Author:

Jason Whitacre, Vice President, Clunk, Paisley, Hoose Co. Whitacre manages the company’s litigation department and has litigation experience in foreclosure and bankruptcy, as well as creditor defense work in state and federal court. He is an industry panelist and on-site client trainer for foreclosure, litigation, bankruptcy, title claims, mediation, federal regulations, trial preparation, and evidence.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Back to Basics: Foreclosure 101 – 3 Credits

Everything starts with the fundamentals. Fitting for the professionals new to the industry or seasoned legal minds for the reinforcement of basics learned long ago, this course offers the participants the chance to lay down a foundation of knowledge before moving on to more challenging material.

About the Author:

Erin Laurito is the Vice President and Managing Partner at Laurito & Laurito. Laurito practices in the areas of foreclosure, bankruptcy, real estate and creditors’ rights litigation, and title insurance matters. She is an active member of the AFN, and enjoys participating in educational services to the mortgage banking industry. Given her strong belief that efficiency and technology are directly related, Laurito’s focus is to serve clients effectively with cutting edge technology.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Equal Credit Opportunity Act – 2 Credits

The Equal Credit Opportunity Act (ECOA) is designed to provide fair and equal access to credit, based on individual creditworthiness, without regard to a prohibited basis such as race, gender, or national origin. The Consumer Financial Protection Bureau has issued regulations under ECOA. These regulations, known as Regulation B, provide the substantive and procedural framework for fair lending. What are the requirements and steps should be taken to remain in compliance?

About the Authors:

Marlon Bates is a partner at Scalley, Reading, Bates, Hansen & Rasmussen and has served as managing partner at the firm twice. He practices real estate and business law, including both transactional work and litigation, and represents a wide variety of clients including banks, mortgage companies, credit unions, loan servicing companies, title insurance companies, property managers, developers, landlords, real estate brokers and many other businesses.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

TRID – 3 Credits

The challenges of implementing Truth in Lending Act-Real Estate Settlement Procedures Act (TILA-RESPA Integrated Disclosure) integrated disclosures rule compliance have been a subject of much industry consternation in recent years. This course provides information and guidance on policy, procedure, and operational changes.

About the Author:

Susan Horn is the Director of Human Resources at Stern, Lavinthal & Frankenberg, a firm specializing in creditor’s rights and commercial litigation in the states of New Jersey, New York and Pennsylvania. Typical clients are servicers, banks, financial institutions, business enterprises, and private investors seeking resolution on property related legal issues.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Determining Successors in Interest – 2 Credits

Amendments to the mortgage servicing rules have fundamentally changed the way servicers are required to treat successors in interest. This course clears up the confusion created by the changes and equip you to meet your regulatory obligations.

About the Author:

Michelle Gilbert, Managing Partner at Gilbert-Garcia Group, handles a wide variety of legal matters for the firm and has substantial litigation experience in both default and non-default cases, including jury and non-jury trials, motion practice, and appellate oral argument, throughout the state of Florida.  She has managed the firm’s expansion into probate, estate planning, business transactional and corporate law.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Servicemembers Civil Relief Act – 3 Credits

Mortgage servicers must always take the SCRA into account when asserting their rights under the property. Learn exactly what protections it provides to servicemembers and the steps that must be taken to guard against unknowing violations.

About the Author:

Joey Krzebetkowski is the Associate Director of Operational Compliance at The Mortgage Law Firm. He has worked in various capacities, including management, training, report development, and business process analysis and improvement. He specializes in multi-state mortgage compliance.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.

Telephone Consumer Protection Act – 3 Credits

The Telephone Consumer Protection Act (TCPA) is, at its core, a privacy statute enacted for the purpose of protecting consumers from excessive, unsolicited phone calls delivered by means of automated telephone dialing system. This course provides an overview of the statute, the exceptions, and best practices for compliance.

About the Author:

Genevieve Walser-Jolly is an attorney at Severson & Werson who represents financial institutions. She handles litigation involving forward paying loans and has a niche practice involving reverse mortgage loans. She also handles class action defense for TCPA matters.

As you progress through a course, please ensure to click the ‘Mark Complete‘ button at the end of each lesson.